Deterministic, cryptographically verifiable underwriting governance
2026-08-15
A public-safe case study on deploying deterministic, cryptographically verifiable governance for underwriting decisions. Every consequential action is validated against a signed, replayable policy, producing tamper-evident artifacts for audit and compliance without exposing client identity, figures, or rule logic.
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MagenTrust: Continuous Human Verification Infrastructure
MagenTrust applies Shannon entropy and probability distribution modeling to behavioral
signals to generate a continuous human confidence score throughout a session. Keystroke
dynamics, interaction timing, scroll patterns, and mouse movement are processed
ephemerally into scores. No biometric data is ever stored. No BIPA, GDPR, or CCPA
liability surface.
Built for the agentic AI era. Three signal outcomes: PASS (verified human presence),
CHALLENGE (low-friction micro-interaction requested), INTERRUPT (action blocked and
escalated). Target verticals: financial services, defense, automotive, critical
infrastructure.
Products
MagenMCP
MagenMCP is MagenTrust's server-side MCP integration. When an LLM agent reaches a
sensitive action, it calls MagenTrust via MCP before proceeding. The MCP server
evaluates the current human confidence score and returns a PASS, CHALLENGE, or
INTERRUPT signal.
Human Exclusion Zone (HEZ)
A Human Exclusion Zone is a declared perimeter around an autonomous workflow where
MagenTrust continuously monitors for human behavioral signals and enforces machine-only
execution policy. Inside an HEZ, the trust model inverts: human signal equals INTERRUPT,
no human signal equals PASS.